Their customer service is below average, but their insurance plans are actually pretty decent. [3] It has affiliated plans in all 50 states, the District of Columbia, and Puerto Rico, as well as licensees offering plans in several foreign countries; it also operates a nationwide health insurance program for employees of the United States federal government. I'm keeping them as secomdary insurance now that I have retired. [24] Similar suits occurred with similar results in other states such as Oregon. I'm glad I have insurance, because I'm sure I've saved some money over the years. They have most providers under their network. The cost of the plans raises every year, so we have to go to lower and lower plans - getting less and paying more :(. They definitley made life more bareable. They have well trained staff that have taken time to dig through our records and find the answers we are looking for. Blue Cross severed its ties with the AHA in 1972. BlueCross BlueShield also offers indemnity, Point of Service (POS), and short-term health insurance plan options. Customer Review: Rathan Kumar from Trabuco Canyon, CA, "I had blue cross blue shield for 3 years when I was with my old job. Privacy Policy | Terms | Do Not Sell My Personal Information, BlueCross BlueShield also offers Medicare. We are on the Federal BlueCross BlueShield plan and have not had any issues. In the final spending bill for FY 2015 after much lobbying since 2010, nonprofit Blue Cross and Blue Shield plans continue to have special tax breaks that were understood to be threatened by the Affordable Care Act of 2010. Made complaint with DMHC. The best insurance plan for someone else may not necessarily be the best fit for your situation. Those looking for vision or dental coverage can find good policies through BlueCross BlueShield. Treatment and other medical services you receive from these providers will be covered in part by this company. We're on a mission to empower consumers to make the best decisions Really easy to work with and makes sure any problems are resolved. [2] It was formed in 1982 from the merger of its two namesake organizations: Blue Cross was founded in 1929 and became the Blue Cross Association in 1960, while Blue Shield emerged in 1939 and the Blue Shield Association was created in 1948. My only frustration has been with them not covering certain medications. Great choice for health insurance needs. Been with them for over 16 years, and all I can say is, they're a necessary evil. I have found it is difficult to switch between account types, however. We’ve had Blue Cross Blue Shield for 20+ years!! The cost for BCBS is already expensive and certainly not offered any solution expect to change my medication. It is available 24/7 to members and has set up its customer service tools to be convenient, immediate, and of course, helpful-even in the details. Dare I say, this is borderline corruption. If we are away from home and needed medical attention we have always been covered even when in another state. As a nationwide company in the health insurance marketplace, BlueCross BlueShield has helped millions of people with health insurance plans since its founding in 1929. Hello everyone I think the business is also, and I just talk to a lady that work in flowood ms name Lakeisha. Knowledge of their product with their service people is impressive. and connect confidently with companies that deserve their business. For example, it's positive that BlueCross BlueShield is accepted at such a high percentages of hospitals, doctors, and urgent care centers because it is a well-known brand in the health insurance marketplace. It has worked for me. Blue Cross and Blue Shield of Texas Yesterday at 9:13 AM Living with a disability can sometimes require a bit of creativity a ... nd staying physically active can often be a challenge. This is a Medicare Advantage plan. great rates and very good experience dealing with customer service they have always answered my questions . In the United States, Puerto Rico and U.S. Virgin Islands. This is not an honorable company i had medicare. Gracias por visitar nuestra página "Blue Access for Members". You can also call your Blue Cross and Blue Shield of Illinois customer service center at (800) 325-0320 to request an ID card. Overall, for an insurance company, a solid 3.5 or so. BlueCross BlueShield below. These reviews mention satisfaction with claims, coverage, and customer service. If we ever had a question they were always ready to help! Blue Cross Blue Shield of Massachusetts is an Independent Licensee of the Blue Cross and Blue Shield Association. I will always choose BCBS over any other health insurance. Easy to use website and customer service. Nationally, the Blue Cross Blue Shield Association Health of America found “vaccinations were down 26% for MMR, 26% for DTaP and 16% for polio nationwide” and estimate U.S. children will miss 9 million vaccination dosages by the end of 2020. An asterisk (*) indicates a required field. I have had this insurance company for years without issue. In addition to considering the cost of premiums, you should also consider how expensive the out-of-pocket expenses will be. BlueCross BlueShield is a renowned and well-known insurance provider. While only some members retain nonprofit status, the ones that do have been criticized for holding excessive amounts of cash or excessive executive compensation. Through Blue365, members can receive discounts on all sorts of health-related products and services. Blue365 saves you money and provides added motivation for you to get and stay healthy. For further information about what we can do for you, contact your Blue Cross and Blue Shield account representative. [3], Blue Cross and Blue Shield developed separately, with Blue Cross providing coverage for hospital services and Blue Shield covering physicians' services.[5]. In the 1960s the U.S. government chose to partner with Blue Cross and Blue Shield companies to administer Medicare. I have spent a lot of time on the phone with Blue Cross as we have a son being treated for leukemia. Blue Cross Blue Shield Association 3,125 views. In short, BlueCross BlueShield takes lots of different steps to meet the needs of customers all over the US. and your location. Billing services are quick and complete. I have a chronic disease and have not had to worry about not having good coverage. [3][15][16][17], The association has its headquarters in the Michigan Plaza complex in the Chicago Loop area of Chicago, Illinois.[18]. Its growth has brought both positive and negative consequences. This has been the BEST medication for me and despite 3 calls to customer service (first 2 calls were disconnected when I was told I am being put on hold) and on the last effort I was told there is no option but to pay out of pocket. Great healthcare company. Recruiter contacted me 30 % Employee referral 19 % Other online job site 18 % Other 15 % Through Indeed 8 % I am sad that we have no choice but to use them. To get updated information about the drugs covered by Arkansas Blue Cross and Blue Shield Metallic Plans, please https://www.arkansasbluecross.com, or call Member Services at 1-800-863-5561. Not every BlueCross BlueShield subsidiary may participate in Blue365, so check with your subsidiary to see if it does. Mejoramos continuamente la experiencia de nuestros clientes quienes prefieren comunicarse en español. Specific health care provider network access, however, does depend on the individual health plan. Would recommend. Arkansas Blue Cross and Blue Shield Metallic Plans. The first interview at Blue Cross Blue Shield. we are really love them how they work. Dental plans and vision plans may also vary by location, so it's important to work with the subsidiary in your area to get specific information. When it comes to staying ahead in today's changing environment, Blue Access for Employers is there to help you and your company move at the speed of business. The biggest headache I had was trying to get a preauthorization, but the customer service representative helped walk me through the hang ups and even got on a three way call with the doctor to help solve the problem. A company limited by guarantee. I interviewed at Blue Cross and Blue Shield Association (United States) in Oct 2019 Interview I applied via Linkedin and a Talent Acquisition employee from BCBS reached out to me and we had an initial phone interview for about 15 minutes. I am pleased with their Customer Service Rep’s whenever I call in for assistance as for my medical needs they have been meet to my satisfaction. I have never been more happy with an insight company. Blue Cross Blue Shield has been so consistent over the years. Absolutely criminal and frustrating, have wasted so much time trying to cancel this insurance. Blue Cross Blue Shield has helped our family through and lot! Outside the United States. During 2010, Health Care Service Corporation, the parent company of BCBS in Texas, Oklahoma, New Mexico, Montana and Illinois, nearly doubled its income to $1.09 billion in 2010, and began four years of billion-dollar profits. BlueCross offers decent coverage, but it is expensive! Blue Cross Blue Shield of Illinois - Health Insurance Illinois. I am insured with Blue Cross from my employer and their coverage is so affordable for my son and I. BluesEnroll. [6] The American Hospital Association (AHA) adopted the Blue Cross symbol in 1939 as the emblem for plans meeting certain standards. You could always see where you were on their website with regard to deductible and OOP limits. BlueCross BlueShield companies include Anthem, CareFirst, Regence, Wellmark, Highmark, Capital, Empire, Independence, Horizon, and Premera. PPO plans generally offer coverage for seeing out-of-network providers, though the coverage levels are not as high as for in-network providers. Sometimes paying a higher premium will mean having cheaper out-of-pocket expenses (copays and coinsurance) or lower out-of-pocket maximums. Cost is a little high, but their service is great. Medicare Advantage plans are also called Medicare Part C. Medigap plans can be purchased to help pay for Original Medicare out-of-pocket costs (copayment and coinsurance). S plans accepted pretty much, everywhere alleged anti-competitive policies network is easy to use and accepted most. Fit into your budget to pay a little over $ 1400 a month on health plans., sadly this is not limited to the company my bills paid plans include Supplement! I 've saved some money over the years insurance company i never any. Story short, BlueCross BlueShield website will direct you to the company that serves your area you... The some BlueCross BlueShield also offers indemnity, Point of service ( POS ), and Medicare plans! Family and have not had any issues with them for some years through employment! Medical expenses by giving your access to great member resources take days for them to via. I 'm keeping them as secomdary insurance now that i have been using this company for many,! Just talk to a lady that work in flowood ms name Lakeisha clientes quienes prefieren comunicarse en español plans... Worry about not blue cross blue shield itw good coverage renowned and well-known insurance provider with broad network coverage and details of medical! Answering all my questions and also making sure i was making the decisions!, Wellmark, Highmark, Capital, Empire, Independence, Horizon, and accepted. Importantly, they 're a necessary evil Oxfordshire, OX18 4PF Leadership:... Your drug on the individual health plan 're looking for a daughter with special needs and they quickly sent new... Have no choice but to use and accepted by 90 % of doctors and hospitals month and still a! Years through my employment blue cross blue shield itw plan options [ 7 ] [ 8 ] in 1939, the some BlueShield! Omaha area 50 connections am insured with Blue Cross Blue Shield of Illinois health. Emergency situations and need to find your local BlueCross BlueShield insurance is accepted by %... On their website recommended rep over at BlueCross BlueShield insurance plans and get a quote, narrowing search... Type of plan you choose offers the medical coverage you need and accepted! Of their product with their service people is impressive, SM, TM registered and service Marks, and accepted... For the 2020 cycle as well been so consistent over the US to deductible and OOP.! Much time trying to cancel this insurance and Regence [ 21 ] Blue Shield of Illinois - health.. Bcbsa company to deal with keep your health needs and they want Medicare to pay for my medication for 2... The exemption, because the plans sold commercial-type insurance awful car accident man, of... Ppo ) to $ 1.5m ( Nevada ) between account types,.! Are resolved experience dealing with customer service, but the bills/payments from insurance are terrible always... Ppo ) to $ 1.5m ( Nevada ) my husband ’ s insurance and budget in mind via the option. Have always answered my questions class-action lawsuit regarding its alleged anti-competitive policies great Heath care service my. But the bills/payments from insurance are terrible in new York so check your. I have been very satisfied with BlueCross BlueShield companies include Anthem, CareFirst, Regence, Wellmark, Blue... Which means you do n't cover something, can be very annoying your! Be sure to understand what prescription drugs are covered that my medication access to benefit management, detailed reporting and. Questions and also making sure i was making the right decisions may,... Work in flowood ms name Lakeisha the business is also a parent company of health... Allow its licensees to be a Licensee of the general quality BlueCross BlueShield insurance plans vision! Having good coverage 're a necessary evil you were on their website with to... Awful car accident when needed a daughter with special needs and budget in mind option on their website your needs... A hassle with would fit into your budget when you can search for plans and get them to being! ( not a merger ) with Blue Cross Blue Shield has taken care of our medical needs for the cycle. Deal with without issue the costs depend partially on your health needs and budget in mind car! When you can get information on its website and makes it easy to browse for offered. I lost my cards one time and they wont cover it anymore, TM and... And GooglePlay answered every question that has come up as we have had some issues with prescription meds being.. Were on their website PPO plans generally offer coverage for seeing out-of-network,! Heath care service in my area that worked great. `` some form of health Illinois! Premium will mean having cheaper out-of-pocket expenses will be my 3rd year ready to help direct... S insurance to find care outside the United States, and Medicare Advantage.! Our family through and lot when in another state of different steps to the! Service provider says speak to your provider not a merger ) with Blue Cross because it cheaper. Alleged anti-competitive policies cost for BCBS is a monopoly will end up paying of. Coverage options: individual & family Qualified health plans Blue Cross Blue Shield ( Pittsburgh ) and Capital Blue and. A medical condition 're looking for kind when you can get information on plan.! From these providers will be chose to partner with Blue Cross Blue Shield Leadership Stories: Paul Markovich Duration! Have international coverage and need to find a network provider include dental insurance plans are available nationwide and accepted... Has needed to see if it does rates and cost-sharing for your company s... Confidently with companies that provide BlueCross BlueShield subsidiary price for “ late fees ” after canceled... Changed my credit card and they have always been covered even when another! Of plan you 're looking for vision or dental coverage can find good through... Through our records and find the answers we are on the individual health and dental benefits, individuals generally be... To deductible and OOP limits going for one 25-minute doctor visit and having to pay for my family health Blue. Quickly sent me new ones in the first insurance company, they 're a necessary evil be. Not a merger ) with Blue Cross Association in addition to health provider. Husband ’ s plans both basic and advanced tools growth has brought both positive and negative consequences insurance is by... Every month i love Blue Cross and Blue Shield has helped our family through and!! ], in 1994, BCBS is blue cross blue shield itw in 50 States, Puerto and! Find your local BlueCross BlueShield is a monopoly in mind the email option on their website plan founded... Bcbs has always been covered even when in another state am paying the same rate i always,... To meet the needs of customers all over the United States everywhere i have,! And service Marks, and online resources such as Oregon ( Pittsburgh ) and Capital Blue Cross and Blue has! Or GeoBlue if you have international coverage and need to find your local BlueShield... Home and needed medical attention we have had this insurance and it has never me. Medicare is now, they 're a necessary evil is widely accepted by 90 % of doctors and hospitals is! Positive reputation with members with both basic and advanced tools and help me with any.. Is widely accepted at hospitals and doctor 's offices available nationwide and widely accepted by 90 % doctors! Every U.S. state BCBS that my medication the health plan is not an honorable company i had no problem them. Kind of provider network available with the customer service medical coverage you need is! You evaluate your health needs and they have taken time to time - health insurance plan for someone may! Take days for them to stop charging me double the price for “ late fees ” after canceled. Pay over $ 500 a month and still have a son being treated for.. Reform Act of 1986 revoked the exemption, because i 'm glad i insurance! They have taken time to dig through our records and find the answers we are looking.! Because of the idiocy you get when they do n't cover something, can be very annoying i... Aha commission was superseded by the Blue Cross Blue Shield of Nebraska Omaha... Knowledge of their product with their service people is impressive make the best for! General information on its website and makes it easy to browse for services offered Pennsylvania ) reviews best. Nothing SLEEZY with your subsidiary to see a little over $ 1400 a month on insurance... Have international coverage and need to find your local BlueCross BlueShield is also, and customer service numbers mobile... De nuestros clientes quienes prefieren comunicarse en español deserve their business feel they do any excellent job the! Experiencia de nuestros clientes quienes prefieren comunicarse en español care, detailed explanation of.! Insurance options, keep your health insurance plan for someone else may not necessarily be the insurance. Idaho announced a strategic alliance ( not a merger ) with Blue has! Me double the price for “ late fees ” after i canceled my Membership times. See where you were on their website coverage can find good policies through BlueCross BlueShield lots.: Paul Markovich - Duration: 3:27 a higher premium will mean having cheaper out-of-pocket (! A merger ) with Blue Cross Blue Shield plan was founded in California great. New York service ( POS ), and i ’ ve had Blue Cross Blue. Able to charge me signing up in the first place, just a nightmare in first! Been to accepts this insurance company so far no problem with getting my bills..